Why Should I Get Preapproved for a Chico, CA Home?

It’s important to be preapproved BEFORE you start searching fChico CA home preapprovalor a Chico, CA home

Time is always of the essence. There’s no use fooling around doing things the hard way when you can go straight for the gold. By investing a very minimal amount of time before you start shopping for a house, you will save yourself immeasurable time and grief later. Trust me.

1. If you don’t get preapproved, how do you know what price range you should be shopping in? There is nothing worse than spending months looking for the PERFECT house, only to find out later that you can’t make it work financially. Save yourself the pain- don’t guess!

2. It’s best to try to keep your Realtor happy! Like you, she’s busy. The last thing she wants to do is spend endless hours trying to find you a house that you can’t afford. To get the most attentive, personalized service from your Chico, CA Realtor, make sure that you’re ready to pass “GO”. Provide her a preapproval letter so that she knows what your ideal price range is. You will find that she will be dedicated and expedient in exposing you to all of your options, thereby saving YOUR time.

3. Make yourself more appealing to the seller of your dream home! When you put an offer on a house, one of the first things the seller will want to know is whether or not you can afford it! The seller will be less excited about accepting your offer if there is a question about your loan getting approved. After all, he doesn’t want to pull his home off the market only to find out 30 or 60 days later that your loan won’t go through. He would be jeopardizing his chances of securing another buyer.

Also, consider this: If the seller were to receive 2 identical offers, with one buyer being preapproved and the other NOT, which buyer do you think will ultimately have their offer accepted? Of course! The buyer with the preapproval letter.

Call me today at 530-864-5407 for assistance in getting preapproved for your Chico, CA real estate purchase. I can put you in touch with a lender immediately to get the ball rolling.

Getting preapproved is the best thing you can do to get started on the path to home ownership!

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Looking to buy or sell Chico CA Real Estate?  Need a Top Producing Chico CA Realtor?  Call Sandi Bauman 530-864-5407 or email [email protected].  Specializing in REO, residential, relocation, investment & ag property.

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Sandi Bauman (Chico Homes): Real Estate Agent in Chico, Butte County, California
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