Chico Homes Foreclosure Listings Coming Soon!
May 29th, 2008 Categories: Chico CA Foreclosure Listings
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Chico Homes Foreclosure Listings
May 20th, 2008 Categories: Chico CA Foreclosure Listings, Chico CA Real Estate News
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Chico Homes Foreclosure Properties
May 19th, 2008 Categories: Chico CA Foreclosure Listings, Chico CA Real Estate News
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Chico CA Real Estate Foreclosure Properties
May 16th, 2008 Categories: Chico CA Foreclosure Listings
Chico CA Real Estate Foreclosure Properties
Updated: 05/16/2008
Chico (and surrounding areas) Foreclosure Properties Coming Soon!
Want the inside scoop on Chico foreclosure properties not yet listed? The following are scheduled for marketing within the next 30 days:
254 E 15th Street, Chico
174 Artesia, Chico
15 Comstock, Chico
CHICO FORECLOSURES
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| $125,900 1 Bedrooms 1 Bathrooms 676 Est. Sq. Ft. |
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| $150,500 2 Bedrooms 1 Bathrooms 1,296 Est. Sq. Ft. |
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| $198,000 3 Bedrooms 2 Bathrooms 1,320 Est. Sq. Ft. |
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| $259,000 3 Bedrooms 2 Bathrooms 1,402 Est. Sq. Ft. |
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| $277,900 # of Units Not Listed |
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| $299,900 2 Bedrooms 2 Bathrooms 1,502 Est. Sq. Ft. |
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| $354,900 3 Bedrooms 2 Bathrooms 2,116 Est. Sq. Ft. |
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| $359,000 3 Bedrooms 2 Full | 1 Partial Bathrooms 2,131 Est. Sq. Ft. |
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MAGALIA FORECLOSURES
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| $49,900 0.22 Acres |
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| $135,700 2 Bedrooms 1 Bathrooms 896 Est. Sq. Ft. |
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| $144,900 2 Bedrooms 2 Bathrooms 1,189 Est. Sq. Ft. |
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| $145,000 3 Bedrooms 2 Bathrooms 1,486 Est. Sq. Ft. |
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| $149,900 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,080 Est. Sq. Ft. |
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| $154,900 3 Bedrooms 1 Bathrooms 1,564 Est. Sq. Ft. |
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| $199,900 2 Bedrooms 2 Bathrooms 1,261 Est. Sq. Ft. |
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| $212,900 2 Bedrooms 2 Bathrooms 1,751 Est. Sq. Ft. |
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| $215,000 3 Bedrooms 2 Bathrooms 1,696 Est. Sq. Ft. |
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ORLAND FORECLOSURES
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| $123,200 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,080 Est. Sq. Ft. |
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| $124,900 3 Bedrooms 1 Bathrooms 1,015 Est. Sq. Ft. |
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OROVILLE FORECLOSURES
PARADISE FORECLOSURES
WILLOWS FORECLOSURES
Subscribe here: Chico CA Real Estate Blog to receive daily foreclosure updates!Do you need more information on any of these properties? Call your local Chico Realtor, Sandi Bauman. 530-864-5407.MUST HAVE information: Foreclosures: What you should know BEFORE you make an offer, Part 1Foreclosures: What you should know BEFORE you make an offer, Part 2Foreclosures: What you should know BEFORE you make an offer, Part 3Chico, California Foreclosures and West Nile Virus |
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| Discussion: Comments Off on Chico CA Real Estate Foreclosure Properties
Foreclosures in Chico CA Real Estate
May 13th, 2008 Categories: Chico CA Foreclosure Listings
Chico CA Real Estate Foreclosures
Updated: 05/13/2008
Chico (and surrounding areas) Foreclosure Properties Coming Soon!
Want the inside scoop on Chico foreclosure properties not yet listed? The following are scheduled for marketing within the next 30 days:
254 E 15th Street, Chico
174 Artesia, Chico
15 Comstock, Chico
CHICO FORECLOSURES
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| $125,900 1 Bedrooms 1 Bathrooms 676 Est. Sq. Ft. |
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| $152,500 2 Bedrooms 1 Bathrooms 1,296 Est. Sq. Ft. |
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| $174,900 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,600 Est. Sq. Ft. |
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| $177,900 3 Bedrooms 2 Bathrooms 1,167 Est. Sq. Ft. |
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| $198,000 2 Bedrooms 2 Bathrooms 1,320 Est. Sq. Ft. |
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| $259,000 3 Bedrooms 2 Bathrooms 1,402 Est. Sq. Ft. |
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| $277,900 # of Units Not Listed |
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| $299,900 2 Bedrooms 2 Bathrooms 1,502 Est. Sq. Ft. |
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| $354,900 3 Bedrooms 2 Bathrooms 2,116 Est. Sq. Ft. |
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| $359,000 3 Bedrooms 2 Full | 1 Partial Bathrooms 2,131 Est. Sq. Ft. |
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| $435,000 4 Bedrooms 3 Bathrooms 2,460 Est. Sq. Ft. |
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MAGALIA FORECLOSURES
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| $49,900 0.22 Acres |
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| $135,700 2 Bedrooms 1 Bathrooms 896 Est. Sq. Ft. |
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| $144,900 2 Bedrooms 2 Bathrooms 1,189 Est. Sq. Ft. |
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| $145,000 3 Bedrooms 2 Bathrooms 1,486 Est. Sq. Ft. |
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| $149,900 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,080 Est. Sq. Ft. |
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| $154,900 3 Bedrooms 1 Bathrooms 1,564 Est. Sq. Ft. |
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| $199,900 2 Bedrooms 2 Bathrooms 1,261 Est. Sq. Ft. |
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| $212,900 2 Bedrooms 2 Bathrooms 1,751 Est. Sq. Ft. |
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| $215,000 3 Bedrooms 2 Bathrooms 1,696 Est. Sq. Ft. |
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ORLAND FORECLOSURES
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| $124,900 3 Bedrooms 1 Bathrooms 1,015 Est. Sq. Ft. |
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| $133,900 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,080 Est. Sq. Ft. |
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| $134,900 3 Bedrooms 2 Bathrooms 1,080 Est. Sq. Ft. |
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| $147,900 3 Bedrooms 2 Bathrooms 1,080 Est. Sq. Ft. |
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| $169,000 3 Bedrooms 1 Full | 1 Partial Bathrooms 1,080 Est. Sq. Ft. |
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| $239,900 3 Bedrooms 2 Full | 1 Partial Bathrooms 1,866 Est. Sq. Ft. |
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OROVILLE FORECLOSURES
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| $68,432 3 Bedrooms 1 Bathrooms 680 Est. Sq. Ft. |
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| $144,900 3 Bedrooms 1 Bathrooms 1,088 Est. Sq. Ft. |
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| $153,900 3 Bedrooms 2 Bathrooms 1,152 Est. Sq. Ft. |
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| $159,900 4 Bedrooms 2 Bathrooms 1,746 Est. Sq. Ft. |
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| $176,900 3 Bedrooms 2 Bathrooms 1,338 Est. Sq. Ft. |
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| $208,900 4 Bedrooms 2 Bathrooms 1,622 Est. Sq. Ft. |
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| $224,900 3 Bedrooms 2 Full | 1 Partial Bathrooms 2,502 Est. Sq. Ft. |
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| $245,000 3 Bedrooms 2 Bathrooms 1,400 Est. Sq. Ft. |
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| $322,900 2 Bedrooms 2 Bathrooms 1,836 Est. Sq. Ft. |
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PARADISE FORECLOSURES
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| $135,900 2 Bedrooms 1 Bathrooms 904 Est. Sq. Ft. |
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| $169,900 3 Bedrooms 2 Bathrooms 1,342 Est. Sq. Ft. |
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| $170,900 2 Bedrooms 1 Full | 1 Partial Bathrooms 1,215 Est. Sq. Ft. |
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| $210,000 3 Bedrooms 2 Bathrooms 1,428 Est. Sq. Ft. |
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| $214,900 3 Bedrooms 2 Bathrooms 1,715 Est. Sq. Ft. |
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| $214,900 3 Bedrooms 2 Bathrooms 1,501 Est. Sq. Ft. |
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| $249,000 4 Bedrooms 3 Bathrooms 2,236 Est. Sq. Ft. |
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| $369,000 3 Bedrooms 2 Full | 1 Partial Bathrooms 2,107 Est. Sq. Ft. |
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| $544,900 5 Bedrooms 4 Bathrooms 4,235 Est. Sq. Ft. |
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| $589,000 5 Bedrooms Bathrooms 2,628 Est. Sq. Ft. |
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WILLOWS FORECLOSURES
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| $115,900 3 Bedrooms 2 Bathrooms 1,354 Est. Sq. Ft. |
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| $134,900 2 Bedrooms 1 Bathrooms 1,008 Est. Sq. Ft. |
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| $140,000 2 Bedrooms 1 Bathrooms 1,150 Est. Sq. Ft. |
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| $159,900 3 Bedrooms 2 Bathrooms 1,100 Est. Sq. Ft. |
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| $182,500 3 Bedrooms 2 Bathrooms 1,222 Est. Sq. Ft. |
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Subscribe here: Chico CA Real Estate Blog to receive daily foreclosure updates!
Do you need more information on any of these properties? Call your local Chico Realtor, Sandi Bauman. 530-864-5407.
MUST HAVE information:
Foreclosures: What you should know BEFORE you make an offer, Part 1
Foreclosures: What you should know BEFORE you make an offer, Part 2
Foreclosures: What you should know BEFORE you make an offer, Part 3
Chico, California Foreclosures and West Nile Virus
| Discussion: Comments Off on Foreclosures in Chico CA Real Estate
Chico CA Foreclosure Listings Available on the MLS
May 6th, 2008 Categories: Chico CA Foreclosure Listings
| Discussion: Comments Off on Chico CA Foreclosure Listings Available on the MLS
Chico, Paradise and Magalia Foreclosures for Sale!
May 5th, 2008 Categories: Chico CA Foreclosure Listings, Chico CA Real Estate News
| Discussion: Comments Off on Chico, Paradise and Magalia Foreclosures for Sale!
Chico Foreclosures listed on MLS
April 16th, 2008 Categories: Chico CA Foreclosure Listings
Updated: 04/16/2008
Chico (and surrounding areas) Foreclosure Properties Coming Soon!
Want the inside scoop on Chico foreclosure properties not yet listed? The following are scheduled for marketing within the next 30 days:
45B E Tehama, Orland
1085 Windsor, Chico
174 Artesia, Chico
475 Sacramento, Hamilton City
254 E 15th Street, Chico
2136 Rosedale, Oroville
762 1st Avenue, Chico
CHICO FORECLOSURES
1412 N CHERRY STREET Condos $114,900 2bed 1 bath, 864 sqft, built 1982 (Pending)
2200 NOTRE DAME BLVD Condos $119,900 2 bed 1 bath, 864 sqft, built 1981
269 W Rio Bonito, Biggs SFD $138,000 3 bed, 1.5 bath, 1222 sqft, built 1970
2197 FAIR ST SFD $139,900 1 bed 1 bath, 676 sqft built 1935
1271 E 9TH STREET SFD $160,500 2 bed 1 bath, 1296 sqft, built 1943
2159 SHOSHONEE AVE SFD $174,500 3 bed 2 bath, 1336 sqft, built 1988
9364 HOLLAND AVE, Durham SFD $174,900 3 bed 1.5 bath, 1600 sqft, built 1948
2752 KEITH HOPKINS PL SFD, $179,900 3 bed 2 bath, 1221 sqft, built 1997
1527 B Street SFD $179,900 3 bed 2 bath, 1108 sqft, built 1989
569 WHITE AVE SFD $194,000 3 bed 1 bath, 989 sqft, built 1959
5241 MIDWAY SFD (Richvale) $199,900 3bed, 1.5 bath, 1712 sqft, built 1945
2099 HARTFORD DR SFD $199,900 3 bed 2 bath, 1382 sqft, built 2005
852 Lindo Lane SFD $209,900 3 bed 2 bath, 1398 sqft, built 1950
87 KEY WEST LOOP SFD $219,000 3 bed 2 bath, 1126 sqft, built 2006 (Pending)
709 POMONA AVE Duplex ($219,900) 2 bed 1 bath, 1436 sqft, built 1948
8 SUN CIRCLE CT SFD $219,900 3 bed 2 bath, 1160 sqft, built 1986
5259 CHURCH ST (Richvale) SFD $224,900 3 bed 2 bath, 1456 sqft, built 1978
2701 REVERE LN SFD $225,000 4 bed 2.5 bath, 1516 sqft, built 1994 (Pending)
1276 CALLA LN SFD $227,424 4 bed 1.5 bath, 1746 sqft, built 1963 (Pending)
2631 SAN JOSE ST SFD $228,900 4 bed 3 bath, 2135 sqft, built 1960
1081 REY CIR SFD $232,900 4 bed 1.75 bath, 1414 sqft, built 1972 (Pending)
15 GLENSHIRE LN SFD $235,900 4 bed, 1.5 bath, 1305 sqft, built in 1987
747 WATERFORD DR SFD $237,450 3 bed 2 bath, 1374 sqft, built 1980
23 GLENSHIRE LN SFD $239,000 4bed 1.5 bath, 1305 sqft, built 1987 (Pending)
1482 DAYTON RD SFD 2 bed 1 bath, 1001 sqft, built 1990 $249,500
713 WAYNE LN SFD $265,500 4 bed 2 bath, 1525 sqft, built 1956
4330 KEITH LN SFD $269,000 3 bed 1.5 bath, 1392 sqft, built 1976 (Pending)
2718 CEANOTHUS AVE $279,900 3 bed 3 bath, 2060 sqft, built 2006
100 BENSON TERR SFD $279,900 3 be, 2 1/2 bath, 1967 sqft, built 2004
446 W 10TH STREET SFD $284,900 3 bed 1.5 bath, 1870 sqft, built 1910
2 WINDMILL CT SFD $289,000 3 bed 2 bath, 1573 sqft, built 1980 (Pending)
2631 SAN JOSE ST SFD $289,900 4 bed 3 bath, 2135 sqft, built 1960
25 BUNKER CT SFD $299,900 3 bed 2 bath, 1801 sqft, built 2003 (Pending)
13200 HAMILTON NORD SFD $325,000 3 bed 2 bath, 1888 sqft, built 1976
1134 11TH AVENUE SFD $335,300 3 bed 2 bath, 1853 sqft, built in 2004
305 MESA VERDE COURT SFD $347,624 4 bed 3 bath, 2325 sqft, built 2005 (Pending)
832 JACOBS CT SFD $359,900 3 bed 2 bath, 1760 sqft, built 1999
3006 TOP HAND CT SFD $379,900 3 bed 2.5 bath, 2336 sqft, built 1980
352 MESA VERDE COURT SFD $435,000 4 bed 3 bath, 2460 sqft, built 2005
2721 ESCALLONIA WY SFD $439,000 4 bed 3 bath, 2435 sqft, built 2001
454 BROOKSIDE DRIVE SFD $498,000 3 bed 3 bath, 2811 sqft, built 1993
3517 SHADOWTREE LN SFD $549,000 3 bed 3 bath, 3240 sqft, built 2004
10696 PLAYER LN SFD $649,900 3 bed 3 bath, 3342 sqft, built 2005 (Pending)
2766 ALAMO AVE SFD $695,000 4 bed 3 bath, 3600 sqft, built 1996
LOS MOLINOS FORECLOSURES
24890 KELLIE WAY SFD $199,900 3 bed 2 bath, 1252 sqft, built 1968
MAGALIA FORECLOSURES
13996 JARVIS CIR MFD $89,000 3 bed 2 bath, 1536 sqft, built 1976
13721 ENDICOT CIR MFD $129,500 2 beds 2 baths, 1616 sqft, built 1979
13980 CASCADE DR SFD $149,900 3 bed 1.75 bath, 1080 sqft, built 1980
14549 CARNEGIE RD SFD $159,000 3 beds 2 baths, 1486 sqft, built 1992
13695 ANDOVER DR SFD $168,900 3 bed 1 bath, 1564 sqft, built 1982
14569 ASHEVILLE DR SFD $169,900 2 bed 2.25 bath, 1738 sqft, built 1981 (Pending)
6560 HURON CT SFD $209,900 2 bed 2 bath, 1260 sqft, built 1980
14560 CARNEGIE RD SFD $212,900 2 bed 2 bath, 1751 sqft, built 1979
15220 SKYWAY SFD $215,000 3 bed 2 bath, 1696 sqft, built 1979
14569 ASHEVILLE DR SFD $219,900 2 bed 2.25 bath, 1738 sqft, built 1981
14658 BRIDGEPORT CIR SFD $261,250 3 bed 2 bath, 1903 sqft, built 2005
ORLAND FORECLOSURES
801 PECAN ST SFD $145,000, 3 bed 1.5 bath, 1080 sqft, built 1986
1311 FAIRVIEW ST SFD $135,000 3 bed 1 bath, 1000 sqft, built 1993
621 COLUSA ST SFD $136,900 3 bed 1 bath, 1015 sqft, built 1940
802 DATE ST SFD $149,900 3 bed 2 bath, 1080 sqft, 1988
803 PECAN CIR SFD $152,900 3 bed 2 bath, 1080 sqft, built 1986
1309 FAIRVIEW ST SFD $169,000 3 bed 1.5 bath, 1080 sqft, built 1993
802 DATE ST SFD $169,900 3 bed 2 bath, 1080 sqft, built 1988
611 WOODWARD AVE SFD $190,000 3 bed 2 bath, 1402 sqft, built 1948 (Pending)
778 JACQUELYN DRIVE SFD $249,900 3 bed 2.5 bath, 1773 sqft, built 2006
120 THIRD STREET SFD $259,000 3 bed 2 bath, 2063 sqft, built 2005
6202 CO RD 15 SFD $299,900 3 bed 2.5 bath, 2300 sqft, built 1977 (Pending)
6705 CO RD 20 $354,900 4 bed 3 bath, 2114 sqft, built 2005
OROVILLE FORECLOSURES
3320 Columbia Ave SFD $68,432 3 bed 1 bath 680 sqft, built 1949
2364 A STREET SFD $69,900 2 bed 1 bath, 864 sqft, built 1935 (Pending)
881 POMONA Ave SFD $78,900 2 bed 1 bath, 988 sqft, built 1921 (Pending)
4935 LINCOLN BLVD SFD $79,900 3 bed 2 bath, 1152 sqft, built 1981
2765 ORO BANGOR HWY SFD $84,900 3bed, 1bath, 1008 sqft, built in 1987 (Pending)
292 APACHE CIR SFD $91,080 2 bed 2 bath, 1440 sqft, built 1976
29 ROSITA WAY SFD $98,000 3 bed 1 bath, 960 sqft, built 1963 (Pending)
2151 OROVILLE BANGOR Duplex! $99,900 built 1954
1080 TEHAMA AVE SFD $104,900 1 bed 1 bath, 912 sqft, built 1949
118 NELSON AVE SFD $109,990 3 bed 2 bath, 1552 sqft, built1965
2126 GRAY ST SFD $120,900 3 bed 2 bath, 1080 sqft, built 1992
3451 ORO BANGOR HWY SFD $134,900 3 bed 1 bath, 1266 sqft, built 1950
1020 BUTTE AVE SFD $139,900 2 bed 1 bath, 1030 sqft, built 1959
1604 SWEEM ST SFD $149,000 4 bed 2 bath, 1597 sqft, built 1960
1687 LETA LN SFD $152,600 2 bed 2 bath, 1038 sqft, built 1978
220 CANYON DR SFD $149,900 4 bed 2 bath, 1894 sqft, built 1954
18 WESTWOOD WAY SFD $158,900 3 bed 2 bath, 1152 Sqft, built 1979
853 HARLAN AVE SFD $159,900 3 bed 1 bath, 1088 sqft, built 1951
3081 ORANGE AVE SFD $161,000 3 bed 2 bath, 1443 sqft, built in 1954
1445 7TH AVENUE SFD $173,000 2 bed 1 bath, 1228 sqft, built 1925
11 GLEN CIR SFD $178,900 3 bed 2 bath, 1936 sqft, built 1963
37 SELF LN SFD $184,000 2 bed 1 bath, 1240 sqft, built 1982 (Pending)
21 LA CRESENTA DR $189,900 3 bed 2 bath, 1338 sqft, built 1951
3131 TRES VIAS RD $199,900 3 bed 2 bath, 1787 sqft, built 1968
30 RIDGE LINE CT SFD $204,900 2 bed 2 bath, 1381 sqft, built 1990
105 ANTLER DRIVE $221,900 4 bed 2 bath, 1687 sqft, built 2005 (Pending)
17 LA FORET DR SFD $259,900 3bed 3 bath, 2344 sqft, built 1983
3615 HILDALE AVE SFD $277,200 3 bed 2 bath, 1778 sqft, built 1961
2680 HWY 70 SFD $322,900 2 bed 2 bath, 1836 sqft, built 1981
PARADISE FORECLOSURES
6221 CLARK RD SFD $99,900 1 bed 1bath, 1182 sqft, built 1955 (Pending)
1835 DRENDEL CIR SFD $114,900 4 bed 1 bath (Pending)
6338 DIAMOND AVE SFD $129,900 2 bed 1 bath, 1147 sqft, built 1949 (Pending)
1537 SYLVAN WAY SFD $130,000 2 bed 1 bath, 1056 sqft, built 1954 (Pending)
5371 SAWMILL RD SFD $139,000 2bed 1 bath, 1014 sqft, built 1950 (Pending)
5757 HOLLY LN SFD $139,900 1bed 1 bath + den, 1080 sqft, built 1948
5571 KEITH LN SFD $135,900 2 bed 1 bath, 904 sqft, built 1940
463 VALLEY VIEW DR SFD $138,000 2 bed 2 bath, 1020 sqft, built 1947 (Pending)
1115 NUNNELEY SFD $140,500 3 bed 2 bath, 1626 sqft, built 1950
1481 MAGGIES LN SFD $144,900 2 bed 1.5 bath, 996 sqft, built 1980
1462 ELLIOTT RD SFD $158,900 2 bed 1 bath, 1064 sqft, built 1954 (Pending)
6893 LUNAR LN SFD $164,900 2 bed 1.5 bath, 988 sqft, built 1970
6104 OLIVER RD SFD $169,900 2 bed 1 bath, 1054 sqft, built 1950 (Pending)
1363 PEARSON RD SFD $177,900 3 bed 1 bath, 1056 sqft, built 1988 (Pending)
5575 SIERRA PARK DR SFD $190,000 3 bed 2 bath, 1420 sqft, built 1948
5811 PERRY MASON LN SFD $195,000 2 bed 1.5 bath, 1799 sqft, built 1956
490 WILLS LN SFD $199,900 3 bed 2 bath, 1505 sqft, built 1976 (Pending)
616 CIRCLEWOOD DR SFD $209,000 2 bed 2 bath, 1520 sqft, built 1979 (Pending)
481 TIGER TAIL LN SFD $210,000 2 bed 1 bath, 1428 sqft, built 1925
1658 JARAMILLO LN SFD $219,000 2 bed 2 bath, 1530 sqft, built 2006
5892 COPELAND RD SFD $225,000 3bed 2 bath, 1715 sqft, built 1966
1658 JARAMILLO SFD $239,000 2 bed 2 bath, 1530 sqft, built 2006
1752 WHITAKER RD SFD $239,900 3 bed 1.5 bath, 1435 sqft, built 1962 (Pending)
1460 SUMMER LN SFD $258,500 3 bed 2 bath, 1731 sqft, built 1968
1635 ALEXIS LN SFD $262,000 6bed 3 bath, 2977 sqft, built 1981
6165 SAWMILL RD SFD $269,900 4 bed 2 1/2 bath, 1936 sqft, built 1979
1246 ELLIOTT RD SFD $345,000 4 bed 3 bath, 2236 sqft, built 1960
3591 SUNVIEW RD SFD $369,000 3 bed 2.5 bath, 2107 sqft, built 2002
3366 HAMLIN CANYON CT SFD $384,900 4 bed 3 bath, 2548 sqft built 1992 (Pending)
5840 YORKSHIRE DR SFD $589,000 5 bed 3 bath, 2628 sqft, built 1989
WILLOWS FORECLOSURES
319 N SHASTA STREET SFD $85,000 2 bed 1 bath, 703 sqft, built 1950 (Pending)
1052 ELM ST SFD $121,900 2 bed 1 bath, 958 sqft, built 1970
651 GLENNWOOD LN SFD $125,000 3 bed 2 bath, 1354 sqft, built 1979
430 W ASH ST SFD $145,000 3 bed 1 bath, 1535 sqft, built 1910
833 W SYCAMORE ST SFD $149,500 3 bed 1 bath, 1100 sqft, built 1915
695 E WOOD ST SFD $145,000 3 bed 2 bath, 1200 sqft, built 1940 (Pending)
1271 E 9TH STREET SFD $168,500 2 bed 1 bath, 1296 sqft, built in 1943
612 GLENNWOOD LN SFD $174,900 3 bed 2 bath, 1100 sqft, built 1972
517 THIRD STREET SFD $213,000 3 bed 2 bath, 1222 sqft, built 1995
Subscribe here: Chico CA Real Estate Blog to receive daily foreclosure updates!
Do you need more information on any of these properties? Call your local Chico Realtor, Sandi Bauman. 530-864-5407.
MUST HAVE information:
Foreclosures: What you should know BEFORE you make an offer, Part 1
Foreclosures: What you should know BEFORE you make an offer, Part 2
Foreclosures: What you should know BEFORE you make an offer, Part 3
Chico, California Foreclosures and West Nile Virus
| Discussion: Comments Off on Chico Foreclosures listed on MLS
Senate Bill 1055: Damned if You Do, Damned if You Don’t
March 3rd, 2008 Categories: Chico CA Real Estate News
by Mike Wiegert, broker Chico Homes Real Estate
A bill that is now pending before the California full Senate would make it possible for California taxpayers to avoid paying taxes on forgiven mortgage debt through a short sale, short sale payoff or other loan modifications.
Senate Bill (SB) 1055, authored by Sen. Michael J. Machado, passed the Senate Revenue and Taxation Committee on an 8-0 vote. The measure would help California taxpayers whose lenders have forgiven a portion of their mortgage debt, by allowing them to exclude the forgiven debt from their incomes for state income tax purposes. Under existing state tax law, forgiven debt on mortgages is taxable to the borrower as ordinary income for the year in which the debt is forgiven. OUCH!
Think about it. You’re already in financial straits, otherwise you wouldn’t be in foreclosure. You list your home with your friendly Chico Realtor hoping to stem off the foreclosure and hopefully not have your credit significantly damaged. Next thing you know you’re getting a tax bill from the state. I regrettably report to you that a huge number of home sellers were unaware or didn’t understand the tax implications of the short sale/foreclosure process in Chico CA. Broken record time: Don’t make any major moves in buying or selling Chico real estate without adequate counseling from a trusted and knowledgeable real estate professional, attorney or tax specialist.
“SB 1055 an example of something the Legislature can do to help mitigate the pain that the mortgage crisis is causing,” said Machado. “The last thing we want to do to a borrower who has just lost his or her home is hit them with a higher tax bill.”
Currently, when a bank or other lender forgives debt on a house sold for less than what its value was when the mortgage was funded (a so-called short sale), the owner must pay taxes on the difference. So if a home originally valued at $350,000 sells for $300,000, and the bank forgives the difference, the owner must pay state taxes on the $50,000 difference. A law recently passed by Congress eliminates those taxes at the federal level for the next three years.
At the national level, Treasury Secretary Henry Paulson recently said a correction in the housing market was “inevitable and necessary.” Paulson, speaking last month at a foreclosure forum in Stockton went on to say that 1.8 million subprime mortgages are scheduled to reset to sharply higher rates over the next two years. Reasoning that this mortgage crisis might result in market failure prompted the administration to broker a deal with the mortgage industry to freeze certain subprime mortgage rates for five years, thereby allowing the housing market to recover. The overall effect is yet to be seen but this is definitely a step in the right direction.
In other recent real estate news, an upcoming trend we’re starting to see is actually a reenactment of the long ago use of custom crafted seller “takeback” or carry back financing. This type of financing has been popularly used in past times of stringent mortgage lending practices or higher interest rates.
Takeback financing means property sellers offer mortgages on their own to buyers on mutually beneficial terms. Interest rates, payback terms, and down payments are all negotiable. There is no bank involvement and the seller can spread out receipt of the full price for the property over a period of years. In the meantime, the seller collects interest and principal payments and often gets a balloon payment at the end of a specified number of years.
Senate Bill 1055 is really a temporary alternative solution to the current mortgage conditions and presumes that the property in question has little or no existing loan against it, but in many instances can make the difference to a buyer having trouble qualifying to buy and a seller experiencing difficulty selling.
| Discussion: Comments Off on Senate Bill 1055: Damned if You Do, Damned if You Don’t
5 Reasons to Get Preapproved for A Chico CA Real Estate Home Loan
January 23rd, 2008 Categories: Anatomy of a Chico CA Real Estate Transaction, Chico Buyers
A question that is commonly posed to me by Chico Buyers looking for a new home is, “Why do we need to be preapproved for a property?”
Looking for a little approval? by Mike Wiegert, Broker Chico Homes
Many buyers question this common practice and even resent that their Realtor would suggest the necessity of being preapproved. But in the real estate world there are significant reasons that a buyer would want to get preapproved. The bottom line is that even though many of us want to give the benefit of the doubt, people just don’t really trust other people that they don’t know. Having stated this basic premise, here are some important reasons to get preapproved for a mortgage before you make an offer on a home.
1. First and most important is that the preapproval process allows a buyer
to really know what price range he or she should be looking in or what
they realistically can afford. Who wants to make an offer on the home
of your dreams only to be turned down by a lender for reasons such as
insufficient income, poor credit or maybe an inadequate job history. I
promise, you’ll sleep much better if you know what you can afford and
that you can actually get a loan.
2. As a buyer you will be infinitely more comfortable to the Seller if
your offer is accompanied by a preapproval letter from a reputable or well
known lender. This is especially true if you are competing against other offers. If all offers are the same, I can guarantee that the offer that has a preapproval letter attached will be the winner. Also, if the home is offered as a foreclosure by a lender, that lender will probably not even consider your offer if it is not accompanied by a preapproval letter.
3. Preapproved buyers are able to close their escrow more quickly. I recently had a client call me two weeks before her home, which is in foreclosure, was due to go to sale. By the way, if you’re in foreclosure, don’t do this. Foreclosures don’t go away by themselves so call a trusted Realtor or attorney to weigh your options. Luckily, one of my agents had a preapproved buyer interested in purchasing a home in the price range and area of this home. Because of the preapproval, the buyer was able to close the escrow just two days prior to the foreclosure sale. So if you’re in a hurry to get in your new home or you have a Seller that needs to close quickly, being preapproved can really be an asset.
4. Besides minimizing the uneasiness of not knowing if you can qualify, you’ll know what loan programs suit your particular needs. There are literally hundreds of loan programs and a skillful loan agent or broker can really tailor a loan that not only gets you into a new home, but can solve many other financial problems as well.
5. Lastly, your lender will give you a written good faith estimate of closing costs and fees so that you will know exactly what you’re going to need to close your new home. With interest rates well into the fives, it’s not only a great time to buy, but a fantastic time to get yourself preapproved.
Need a recommendation for a reputable Chico lender? I would be happy to assist you!
More on prequalification:
What is the Difference between Prequalification and Preapproval?
Why Should I Get Preapproved for a Chico, CA Home?
Paperwork you need to get approved for a CA Mortgage
Your Chico CA Loan Application- It’s Not THAT Hard!
Lenders beware: How to lose a Chico, CA Realtor (and therefore buyer) in 3 days
| Discussion: 6 Comments »
